Why Your Business Needs Corporate Travel Management

Are you a manager or business owner constantly finding yourself sending employees and sales people to conventions, networking events, and seminars all around the country? You are probably finding the process a bit stressful and have already tried different techniques to make things easier. If you have not made much progress in streamlining your corporate travel, it’s understandable. After all, organizing corporate travel can be a challenging task regardless of the size of your corporation. That’s why you should contract a corporate travel management firm. An established firm has the experience and expertise that will make your business travel organization a walk in the park. You would be surprised at how much time and money you can save on your corporate travel operations by allowing a professional to tweak, track, and trim a few things here and there.

If you have been organizing your corporate travel in house, it’s time to allocate your time more effectively and outsource your travel management to a firm. Did you know that you could be saving money on corporate travel expenses in more ways than one? Whether your employees are attending seminars in the US or traveling abroad to expand international markets, you will be able to benefit from the services of a corporate travel manager. From discounts on airline travel and hotels to important expense accounting tricks, a travel management firm has that special sauce that helps your company save.

One of the most attractive advantages to working with a corporate travel management firm is the savings on airfare. If you decide to partner with a large firm who purchases airline tickets in bulk you will easily pay for the management fees using the savings you realize on airfares alone. By working with a travel management service you increase your buying power by orders of magnitude and keep more cash in your expense account. Another way business travel firms can save money for your firm is by connecting your employees ahead of time with several discounted hotels so you don’t just save money on hotel costs, but your employees save time researching hotels. And, as we all know, time is money.

Another excellent benefit of travel management that should not be understated is the tax and corporate accounting advice that is included. A good travel management company will have a unique way of recording and combining travel expenses that allows you to deduct more taxable expenses from your corporate income taxes. If you have not considered, recorded and tracked every single transaction that is accounted for during a corporate voyage (which includes food, drinks, an entertainment expenses) then your company is paying too much in taxes. The key is to write off everything related to every business travel. This is a smart and perfectly legal method that can save your company even more money. You might be thinking about the absolute nightmare of tracking every employee travel expense, but don’t worry, your travel manager will have that figured out too.

Corporate travel management firms these days are incredibly savvy when it comes to technology. Many firms offer a free app that allows each employee to track every single expense as they go about their day on any given trip. The data is uploaded to the app server in real time allowing you to track expenses, compare to other employees and generally keep an eye on which expenses are being billed to the corporate account and why. If you prefer not to see or deal with this information, you can simply request a status report at the end of each month or after each trip and the firm will deliver a summary of all expenses to your smartphone or laptop.

Corporate travel management is crucial for any corporation whether big or small. Keeping track of expenses, obtaining cheap airfares and hotel stays as well as keeping the expense accounting up to par is not a luxury, it is critical for staying competitive and running an efficient business. Most travel management firms will charge a reasonable fee that will pay for itself with a portion of the savings realized. Besides, what is the dollar value that you place on your own time and that of your employees? Any wise business owner or corporate manager knows that time is money.

Benjamin Gray writes and provides expert business travel advise and corporate travel management for corporate travel agencies like Pan Australian Travel. For more insights, tips and advise for your next corporate travel arrangements, visit: http://www.panaustravel.com.au/business-travel/

Article Source: http://EzineArticles.com/expert/Benj_Gray/1228464

 

Travel and Personal Growth

Set in the 1960s, the new Pan Am ABC drama series brings to life, the glamour of air travels, beautiful air stewardesses, and the possibilities of adventures and explorations of the big wide world we live in. My husband and I took one of the last flights on Pan Am in September 1991 from JFK Airport to San Francisco before it collapsed and closed on December 4th 1991.

Airlines come and go, Pan Am and Trans World Airlines are long gone…but we are still traveling. Air travel today is so different from yester years. For those who have traveled before 2001…air travel will never be the same.

Today, more than ever, even with the economic downturn, airports are still full of passengers and cruise ships are sold out…we are still traveling…

The U.S. Travel Association has interesting statistics about the tourism industry. Every minute in the U.S., $1.4 million is spent in the travel industry and the top 5 growth markets for visitors in the next few years are from the BRIC nations (Brazil, Russia, India and China) and South Korea with the Chinese taking the lead.

1 out of 9 jobs in the U.S. depends on tourism and by 2020, the country plans to create 1.3 million jobs by increasing visitors to the United States. That will be one of the ways to have economic stimulus.

Apart from shopping, dining, city sightseeing, visiting historical sites and amusement/theme parks (those are main reasons why tourists come to the U.S.) – why do we travel?

I think travel experiences contribute to our personal growth. Let’s take a look at it:

According to an article in selfgrowth.com personal growth or self-improvement refers to self-guided improvement-economically, intellectually, or emotionally-most frequently with a substantial psychological or spiritual basis.

Here are 5 different areas of our lives that have changed because of travel experiences:

Travel improves our palette: Other than rice, beans and chicken, travel takes us to eateries that are out of this world. For some non-adventurous eaters, travel will make us move out from our usual staples of peanut butter and jelly sandwiches for lunch.

There are the crepes in Paris for lunch. My kids had no clue about the different types of crepes…all they knew were the ones they get from the International House of Pancakes. After a trip to Paris, they learned to make savory crepes au jambon et fromage and the sweet version crepes au chocolat with Nutella spread.

It also helps them add a variety to their food adventure and try new things. Most cultures appreciate guests to consume food served. It is a sign of impoliteness to reject food and to not eat it.

Travel helps us respect foods of all cultures.

Travel improves our appreciation of diversity in religion and culture: Before we travel, all information was from books and internet. Travel takes us to places that have different religions. For example, Malaysia is a Muslim country. At about 5 in the morning, every morning, the loudspeaker started broadcasting morning prayers to the neighborhood without fail and 4 more times throughout the day. You see most Muslim women having head coverings and wearing long skirts and long shirts to cover their body.

It helps us accept differences of cultures and religions…there are the Muslims, Buddhists, Christians and Hindus all living together in the same neighborhood. Travel helps us appreciate the freedom of worship in the United States.

Travel improves our language skills and helps us learn a new language: According to Biblica.com the bible has been translated to 2,287 languages. There are thousands of languages and dialects worldwide. Imagine what we can learn through traveling. Most Europeans speak more than one language.

Travel experiences in different countries allowed my children to hear English spoken in different accents…but they are all speaking the English language. They are different in Singapore, Australia, England and even Tennessee.

Having written and spoken knowledge of more than one language gives us more advantages in the business world and more job options.

Travel improves our understanding of people around the world: The world is created differently. Some of us live in arid lands with hardly any vegetation, some in the deltas surrounded by rice fields and some are in big metropolis like Sao Paulo or New York City. With diverse lands come diverse economic differences…some live in a modern developed land and some are still using a family motorcycle with 5 family members on it.

Traveling to Managua, Nicaragua, helped my daughter understand the needs outside of her comfort zone. Going to the deep eco resort of Northern Costa Rica helped me appreciate the street lights in the US.

We are creatures of habits…what we are not exposed to, we will not yearn for or feel at a lost. For example, to a Costa Rican living in non-street lights…walking in the dark is normal. They will not feel insecure in the dark. They are used to the environment. But one like me, who is used to street lights, did not feel comfortable walking in the dark.

Travel improves our understanding of our earthly possessions: When we see that many have little to live with, we understand the amount that we possess. Travel has led me to live a non-cluttered lifestyle and appreciate minimal possessions.

After all, we either choose to buy more stuff or choose to have the money to travel. The choices in life. For us, we chose travel experience as part of our personal growth and education for our children.

Mark Twain wrote a travel book in the 1860s called Innocents Abroad, an account of his trip to Europe and the Holy Land. He quoted, Travel is fatal to prejudice, bigotry, and narrow-mindedness, and many of our people need it sorely on these accounts….(you have to read the rest of the quote in Twain’s book).

Claudia Looi is a copywriter, travel and web content writer. She’s dedicated herself to helping entrepreneurs create their online presence with email campaign, sales page and web content. A writer and traveler who has lived and worked in Kuala Lumpur, Auckland and New York in the travel industry for over 12 years and has had the luxury of traveling to almost 30 countries. Currently, her works include writing for tour operators, hotels, real estate, wellness and immigration consulting industries. When not working, you will find her reading or planning her next family trip with her husband and two teens. Please download her free report, “How to live out of your suitcase for a week” at http://travelwritingpro.com/

Article Source: http://EzineArticles.com/expert/Claudia_Looi/842106

 

How Do Timeshares Work? How’s Their Value Compared to a Travel Club?

My beautiful wife, Nancy, and I love to travel… a lot!!

We’ve taken over 70 vacations & trips together in just over 8 years as a couple, which means we’ve got a little experience being tourists and in vacation mode.

So over the years we had heard about timeshares many times and had been solicited to go to presentations for freebies but we never once bothered…

…not really sure why not?

Maybe it was the thought of wasting several hours of our vacation getting pitched to spend lots of money, maybe it was the thought of it being too much money or that we didn’t want to keep traveling to one property all the time, etc.

Whatever it was, we just simply never went to a presentation… wasn’t worth a free dinner or tickets to us.

But over the past 18 weeks, as we’ve been traveling around to awesome places in Hawaii, California, Arizona & Florida, we’ve been staying at many great resorts through an International Travel Club that we’re members of and we’ve talked to many timeshare owners (there are lots of them) staying at the same places…

…and we’ve been chatting it up with some of these people trying to figure out why they bought, whether they liked it/disliked it, etc.

Basically, we figured it was time for us to see if a timeshare could benefit us with all the traveling we do.

So with that said, in Las Vegas a couple of months ago, we took the plunge and went to a presentation.

(Side note: The $150 in dining vouchers we were offered to go to the presentation had nothing to do with us attending… we simply wanted to learn and would have seriously considered buying if it made sense.

Tip: Our recommendation would be to never attend a Timeshare presentation for “the gift”… if you’re truly not interested, you’ll be wasting several hours of your vacation and you’ll be putting yourself in a high-pressure sales situation… we were there for 4 hours, even though they said 90 minutes max, and they said no pressure sales up front but let’s just say, that was not so)

What was our experience like?

To be honest, we’re still confused from the whole thing.

As mentioned, we’ve traveled a ton over the years and I was a top-selling travel agent for years but pretty much the whole idea went way over our heads and we’re not really sure why billions of dollars of this gets sold every year.

Now don’t get me wrong, if you’re an owner yourself we’re not knocking you for buying… if we didn’t know of a better alternative we may have considered.

But when we logically looked at the #s, it just didn’t add up for us.

Of course, like many purchases, we understand most people buy on emotions, not logic…

…travel is a powerful motivator… look at us, 18 weeks ago we sold all of our “stuff”, are now homeless, we travel full-time…

…and have never been happier in our lives!! LOL

For most people, that wouldn’t be a logical thing.

So we get that many people buy emotionally to “lock” in an annual vacation and commit themselves to get away… and we’re huge promoters of that… our eBook we wrote is all about that.

But logically, we couldn’t figure the whole timeshare thing out.

They were going on about buying points and how many points you need depends on things like how many weeks you want, time of year you travel, resort you stay at, room type, your “status”, and on and on.

But they wouldn’t give us real examples of what an amount of points would get us, what availability was like, how much ongoing maintenance fees would be, etc.

We had to make a decision “there and then”, that was it… no info to take with us to evaluate or think about it because “no-one comes back and buys once they leave” we were told…

…it was actually a little insulting as we felt we were expected to make an immediate decision without doing any due diligence on a “points” system that felt like you needed a degree to understand with all the variables, exchange options, add ons, upgrades, etc.

Being a couple that spent $40,000+/year on travel the last several years (and that’s before we started traveling full-time) we feel we were great prospects but unless we were willing to make a decision ‘on the spot” our business wasn’t wanted…

…very weird business practices!?

When we initially joined an International Travel Club earlier this year, it wasn’t till 3 weeks after we first saw it we joined. That was AFTER we did a bunch of research and flew to Las Vegas to check out 7 of their properties, and they were happy to take our business.

So we can now understand why many people who buy timeshares regret the hasty decision they made (Google timeshare and you’ll see owners selling them is a huge market) as they were so confused and pressured at the time they didn’t really understand what they were buying.

Anyway, enough about our experience on that.

What great thing came out of it though was that we feel better then ever about our decision to join a Travel Club rather then buy a timeshare… let’s compare the #s and see why that option made better sense to us.

Regarding the timeshare we saw, depending on how many points we bought based on when we wanted to travel, we would have paid either $18,000 or $26,000 up front for 1 week per year… and if we financed that at their 15.99% rate over 10 years it would have doubled that #.

On top of that you have monthly maintenance fees that you’re locked into for LIFE.

They were $50-$70/month depending on the package we bought… let’s use $60 for our example.

Over 30 years we’d pay our initial $18,000-$26,000 up front and $21,600 in maintenance fees. (Keep in mind maintenance fees ALWAYS go up… that’s the biggest complaint owners tell us… we talked to one who’s fees jumped to over $2000/year due to a hurricane and major repairs being done… for our example though, we won’t even factor in higher fees)

So when you add it up for 30 years of JUST 1 week/year we’d pay $39,600-$47,600.

And if you want more weeks you have to buy more points. (Which could double or triple or more the above #s depending what you want) And if you can’t travel due to illness you still pay maintenance fees, etc.

It’s a HUGE commitment!!

Now let’s look at the travel club option.

For a typical, good quality Travel club, you’ll pay, approximately, a ONE-TIME $5000 fee for life-time access which allows you to book up to 10 weeks/year at the resorts for the price range of $298-$799/week.

On average members pay around $550 for each week they stay at a resort.

So in 30 years you’ll have paid $5000 up front and $16,500 for 1 week/year… $21,500 in total… that’s 46%-55% less then a basic timeshare.

So you can see why being a member of a Travel Club, financially speaking, makes sense!

And here are a few things to consider:

1. You can book up to 9 more weeks per year in a Travel Club and just pay the $550 on average per week…. over 30 years you’ll pay $16,500 per extra week whereas an extra timeshare would be MUCH more… basically you’re saving over $20,000 for each extra week compared to a timeshare… the more you use your club the savings get ridiculous!

2. You’ll have no maintenance fees, ever! If you can’t travel in any given year or ever again, no big deal, you’ll never pay another dime… no contract locking in ongoing fees.

3. As mentioned, your up front cost will be around $5000, that’s it! Not $18,000-$26,000. Not sure about you but we don’t want to pay for years and years of vacations today… we have better things to do with our hard-earned dollars!

4. All the above timeshare #s are based on a studio or one bedroom which is all you need if you’re a couple… if you have a bigger family though and need 2 rooms or heaven forbid 3 or 4 you’ll need a ton more points… your costs will sky-rocket. With a travel club, the $298-$799/week can be for 1-3 rooms, based on your needs and availability… they’re not penalizing you and charging double/triple for your large family.

5. Most people don’t need to “finance” an upfront $5000 fee with a travel club… with the $20,000+ for a timeshare, many do… the high interest rates double your #s and really make a timeshare pricey.

Alright, enough said about the whole timeshare vs travel club option… I could go on with lots more pros/cons but I’m pretty sure about anyone could look at the above and easily decide which one logically makes more sense and can at the same time get emotionally satisfied with the monetary savings.

As I said at the beginning, this post isn’t about knocking timeshares or owners… Nancy & I love all industries that promote travel as we believe it’s so important and we know many of you love the “ownership” aspect of timeshares and that’s cool.

But we know our readers & most travelers love to save money, like savvy travelers like us do, and we want to make sure you’re fully informed on the options…

…and in our experience, most people don’t necessarily want “Vacation Homes” or “Vacation Ownership”, they just simply want consistent vacations and in our expertise…

…being a member of a Travel Club vs owning a Timeshare is a much more economical and smart option… in this volatile economy…

… or in any economy for that matter!

I appreciate you.

Shawn

For almost 10 years Shawn Power worked in the Travel Industry, 1st with an airline, and then went on to become a Top Selling, Award Winning Travel Agent… he is now a Travel Blogger at http://NancyandShawnPower.com.

Him and his wife, Nancy, travel full-time exploring this beautiful world of ours all while sharing their travel tips, ideas, reviews, etc. with their readers with the ultimate goal of “Inspiring YOU to Travel!”

Shawn & Nancy’s expertise is in helping their clients stay in 1-3 Bedroom “Vacation Home” style condos at 4 & 5 Resorts for extremely inexpensive prices.

Visit their site today to learn great travel ideas and to follow their blog… and to learn how you can travel more affordably then you ever imagined, just like they do, visit here to access their Free video that teaches you how: http://nancyandshawnpower.com/ezine-travel-more-now/

Article Source: http://EzineArticles.com/expert/Shawn_Power/1257468

 

Time Travel: It’s Been Done Before!

Could we really travel through time? The short answer is yes! That’s right. We all have the ability to leap forward through time, even if we don’t realize it. If you wanted to jump to the future, you can simply go to sleep and wake up a few hours later right? Of course that’s cheating the question. We want to be able to go back and redo those silly mistakes we made many years ago. who doesn’t wish they could go back and talk to their 15-year-old self? Tell them not to make the mistakes you did (or they will). Or perhaps you’d rather travel 500 years into the future and see those flying cars we were promised by the year 2000. Fortunately, time travel is theoretically possible.

In fact there is no law in physics that prevents time travel. That’s right, according to all the laws of physics we know, it’s perfectly plausible to travel through time at will. But as the saying goes, with great power comes great responsibility. Time travel is an extremely dangerous endeavor with devastating consequences, and is also riddled with paradoxes.

For example, what if I travelled back in time and prevented World War II? Sounds like a brilliant idea right? Countless lives would be saved, I’d be hailed as a hero! Not necessarily. Although I’d be saving lives, I’d also be destroying others. What about all the technology that we rely on today that was developed during the war, such as jet engines and nuclear power. In fact the world map could be completely different. We could actually be worse off than simply leaving history as it was.

Another famous time travel paradox is the grandfather paradox, which basically states that if we were to say for instance, I travel back to a time before my parents were born and prevent my grandfather from meeting my grandmother. My parents couldn’t have met and thus, I would never have been born. So how could I have gone back in time to prevent my grandparents from meeting in the first place.

So we can see that time travel could be a bad idea, but let’s say we really want to go back in time, how would we do it? Well first we need to understand how time works.

Time is something we are all very familiar with, we all know what it is, but yet we can’t see it, touch it, we can’t seem to interact with it in any way, we can only observe it. Isaac Newton thought that time was constant and never deviated, which would of course make time travel impossible. Even Einstein believed it was impossible, yet it is his equations that make it possible. Einstein theorized that space and time are inexplicably linked in what he refers to as “space-time”. So in theory, if I was to warp space with something extremely powerful like a black hole, I would also be warping time. While this appears to be true and scientists continue to explore its possibilities, the real possibility for time travel, seems to be in his other theory; Relativity. In fact time travel using relativity isn’t just a theory, it’s actually been done, several times! Now you probably think I’m crazy but the secret seems to be in going extremely fast.

According to Einstein’s theory of general relativity, no object with mass may travel faster than the speed of light, which is an astonishing 299,792,458 metres per second in a vacuum (that’s no air). That’s an incredible 1,080 million kilometres an hour! So according to General Relativity, we can only travel at 99.99% the speed of light. But lets say for instance that I’m sitting at the back of a plane travelling at the speed of light and I walk to the front of the plane from the back at a rate of 10 kilometres an hour. I’ll leave the equations out of this, but that would mean that my speed plus the speed of the plane would mean that I’m travelling at 1,080 million and ten kilometres an hour, which is 10km/h faster than light, right? Wrong. According the theory of relativity, time would actually slow down for me to prevent me from travelling faster than light. Sounds weird doesn’t it.

Of course this scenario would never happen in real life, as I have already said we can’t travel at or faster than the speed of light. In fact you would need more than an infinite supply of fuel to travel faster than light, which is obviously impossible.

So then what is relativity? Einsteins theory of relativity basically states that if I’m driving down the road at 50km/h and drive past someone standing on the side of the road, to them I would appear to be travelling at 50km/h, I’m sure you already know this. However to me in the car, they too would travel past me at 50km/h. But then if someone where to drive beside me in another car travelling at 50km/h, to them I would appear to be completely stationary. Hard to believe? It’s the same thing that makes it look the car driving beside you on the highway sometimes seems to be floating just outside your window. I’ll leave the complicated equations out of this for now, but you can use simple addition and subtraction to confirm this theory. If you’re travelling in the same direction as the object you’re observing, in this case the other car, you subtract your speed from theirs. So 50km/h minus 50km/h is equal to 0km/h. so they would appear to be stationary. If we’re traveling in the opposite direction we add our speed to theirs. So 50km/h plus another 50km/h is equal to 100km/h. So if we drove past the other car at the same speed in the opposite direction, they would appear to be travelling at 100km/h.

So how does all this work, and more importantly, how did they actually manage to travel through time? Well as it turns out, the faster we travel, the slower time will pass. This was proven when scientists placed an atomic clock, which is an extremely accurate clock down to one billionth of a second, on the space shuttle and observed it its behavior. Before launch the clock was perfectly synced with another atomic clock here on earth, and once the shuttle had returned to earth they put the two clocks together. They then discovered the clock from the shuttle was slightly behind the clock that remained on earth. meaning time had past slower for the clock on the shuttle than the clock that remained on Earth.

So basically astronauts are in fact also time travellers. Sergei Krikalev, the current record holder for the longest time spent in space (about 804 days or 2.2 years) is actually half a second behind the rest of the world. furthermore, scientists have actually calculated that if we could orbit the Earth at 99.99% the speed of light for 7 whole years, we would actually land back on earth 500 years in the future. This effect is known as Time Dilation. What a spectacular realisation! Time travel may actually be within our reach after all. The only problem is inventing a machine or vehicle capable of travelling that fast. Unfortunately it looks like that might be just out of our reach for now. We would actually need the power of a whole star to get to that speed.

But what about travelling back in time? So far neither general or special relativity allow for travelling backwards in time and it appears as though no other laws of physics will allow travel to the past. Such travel to the past, as stated above would lead to paradoxes that could result in the collapse of an entire universe, or a completely new one to be formed. This is part of the Many World Interpretation of Quantum Theory. There are other theories to travel both forward and backwards in time such as black holes and wormholes, but I’ll discuss those in the future.

So for now it looks like we could theoretically travel to the future, but unfortunately we can’t go back and tell our younger self not to buy that car from that dodgy looking salesman, or to buy stocks in Apple and Microsoft when they first start out. So we’ll just have to settle for travelling forwards in time at the same rate we always have, and just to wait to see what the future holds.

Daral Chapman
Physical Thinking

Daral is an Australian based physicist specialising in Astrophysics and Quantum Theory. He has a keen interest in the theoretical side of these topics and writes frequently to share his knowledge with those who are not so mathematically minded.

Article Source: http://EzineArticles.com/expert/Daral_P_Chapman/1258777

 

Feel Secure With Best Travel Insurance Coverage

Bajaj Allianz life insurance is a distinct corporate among the world giants such as Bajaj auto and Allianz group. Bajaj auto is the largest manufacturer of two-wheelers and three wheelers in the world and Allianz group is one of the top ranked insurance companies in the world. Bajaj Allianz insurance company has more than 800 offices around the whole world and about 4 million satisfied clients. Bajaj Allianz life insurance company provides an extensive variety of insurance plans and policies.

Bajaj Allianz insurance offers convenient payment schemes like debit cards, credit cards, cheques, or directly from their customers bank accounts. The friendly and patient agents of Bajaj Allianz life insurance helps in the specifications of insurance policies, quotes and terms that best suits each individuals needs.

Bajaj Allianz offers a wide variety of insurance in India. Travel companion, travel elite and student travel are the most important insurance plans under Bajaj Allianz. They are also providing other travel plans like corporate insurance, travel Asia and travel swadesh yatra. Let’s go in to some details of these plans.

Travel companion is a travel insurance policy which is a comprehensive package which provides complete medical and health cover to the international traveler. You can choose a suitable plan according to your requirements from the travel companion insurance plan which offers customized plans for individual, family and senior citizen of age, 61-70. This policy covers personal accident, medical expenses and repatriation, loss and delay of checked baggage, personal liability, loss of passport, cashless service, hospitalization expenses, hijack cover, emergency cash advance, trip delay, golfers hole-in-one etc.

Travel elite is a customized online travel insurance that provides the discerning traveler a good range of policies to choose from, where each policy will be customized to meet your specific requirements. One can choose the policy depending on whether they are a student, a businessman, senior citizen, corporate executive or one travelling with the family. There are plans for individual, family, and senior citizen of age, 61-70 and senior citizen of age, 71-75 in the travel elite insurance plan offered by Bajaj Allianz.

Student travel insurance plan is specially designed for students to make their travel risk free. This plan offers protection for a student’s as well as coverage for other essential needs like medical and hospitalization help. There are three plans which come under student travel. They are study companion plan, student elite plan and scholars guide and brilliant minds.

Corporate international travel is a comprehensive plan which provides complete medical and health cover to the international business traveler. This plan covers your business trips abroad. Bajaj Allianz offers customized plans for virtually every requirement of corporate employees travelling abroad. Companion, elite and age 61-70 plans come under the corporate insurance plan.

Travel Asia policy is a comprehensive plan which offers complete medical and health cover to the international traveler. You can choose from the travel companion and travel elite plan which come under the travel Asia policy.

Don’t worry. Bajaj Allianz also provides travel for the domestic traveler. Travel swadeshi yatra is an insurance plan that takes care of all your needs during domestic travel. This policy comes under 4 different plans which are customized to suit the various needs of a domestic traveler.

Now what are you waiting for? Go and get the best travel insurance [http://travelinsurance.inindia.net.in/] plan for you from Travel Asia policy today itself. If you are looking for travel insurance in India, get Bajaj Allianz today itself.

Article Source: http://EzineArticles.com/expert/Allen_Hiles/678263

 

Massage in Bucharest

Recognize it! You’re busy! And so must be! That’s what life is like! But you want more than that, you want to do more for yourself and massage can help. Because massage makes more than a simple relaxation of the mind and body. It keeps your body in shape and gives you enough energy to make you enjoy a longer life better than you do it today.

Massage releases stress. At the moment, stress is a universal evil. Every time you are late, every time you avoid a car in traffic, every time you have trouble working, stress is doing his job. Each time adrenaline increases heart rate and cortisone levels and organs respond to the measure. You will be in a state of nerves and constant agitation.
When there is no release of stress, serious problems such as an upset stomach, hypertension, sleep disturbances, chest pain, or existing illness may worsen.

Some of the changes that may occur are: Anxiety, lack of concentration, depression, permanent fatigue, muscle or bone pain, sexual dysfunction, excessive sleep or insomnia

All these stress-related problems can be diminished and some can be totally eliminated by massage. The researchers concluded that a massage session can lower heart rate and blood pressure, relax your muscles and increase endorphin production. The massage also releases serotonin and dopamine and the result is a general relaxation, both physical and mental.
Our body care must be at the top of the priorities.
By adding the massage to your routine you will look much better and you will be much healthier and relaxed. Massage can improve your vitality and mood. Massage can prepare for a long and beautiful life.

Our masseuses personalize each massage session according to the needs of the individual.
Our massage parlors offer a variety of relaxation styles and techniques to help you. Apart from relaxing, massage can be a powerful ally in reducing pain, increasing energy levels, improving mental and physical performance

We recommend : HotAngels , VipZone , JadePalace , ThaiPassion

After a massage session, you will see how the mental prospects are enriched, the body allows easier handling, better pressure resistance, relaxation and mental alertness, calm and creative thinking.
When you have the impression or force yourself to stay straight, your body is not actually aligned properly. Not only does the posture look bad, but it forces some of the muscles to go muddy all day, while others become weaker. After a long time, the incorrect position may cause other drops. For example, internal organs press on what affects digestion, breathing ability is also diminished, which means that much less blood and oxygen reaches the brain and hence all sorts of other complications.

Massage allows you to return your body to the track. Allowing the body to make healthy and accurate movements is one of the greatest benefits of massage. Massage can relax and restore muscles injured by bad posture, allowing the body to position itself in a natural, painless position.
Apart from posture, there is also anxiety. One of the signs of anxiety and stress can also be heavy breathing. When the body begins to breathe too little and deeply instead of breathing at a natural rithm, it is impossible for one to relax. One reason may also be that the chest muscles and the abdomen get tightened and the air gets harder.

Massage plays an important role in learning the body how to relax and how to improve breathing. Respiratory problems such as allergies, sinuses, asthma or bronchitis are a group of conditions that can benefit from massage. In fact, massage can have a positive impact on respiratory function.

Many of the muscles in the front and back of the upper part of the body are breathing accessory. When these muscles are tight and shorten they can block normal breathing and interrupt effective breathing natural rithm. Massage techniques for stretching and relaxing these muscles improves breathing function and breathability. Massage leads to an opening of the chest as well as structural alignment and nerve dilatation that are required for optimal pulmonary function. A good way to treat respiratory problems with massage is the taping made in Swedish massage. When done on the back, along with vibrations, it can detach the mucus from the lungs and can clean the airways for better later function.

Massage not only relaxes muscles, but helps people become aware of daily stress levels. Once the body recognizes what really means relaxation, the mind can rest easily relax before the stress becomes cornice and harmful. This will help you enjoy a balanced life. Massage controls breathing, allows the mind to re-create relaxation before the occurrence of chronic and harmful stress and increases the level of energy.